A lawyer pays a visit to Matti Ojanperä (Matti Pellonpää), a bum living under a bridge in the Helsinki harbour, to inform him that he is about to inherit an American aunt of his. The sum 1,000,000 Fmk would be his, if only he meets the qualifications set by his aunt. He must show that he is capable of 'living properly' and possessing a 'respectable occupation and a family he can support'. Otherwise the money would go to a foundation the chairman of which the lawyer himself happens to be!
Three stories happening in New York. The first, by Scorsese, is about a painter who creates his works helped by high volume music and an attractive assistant; second, by Coppola, is about a rich and bold 12 years old who helps her separated parents to reconciliate; third, by Allen, is a witty piece of comedy about the impossibility of getting rid of the son's role.